1. How does “Buy Now, Pay Later” work? Can you explain it in your own words?
2. Do you think BNPL is a good idea for young people? Why or why not?
3. Do you think BNPL encourages people to spend more than they should?
4. Is BNPL popular in your country? Why or why not?
5. Do you usually pay with cash, card, or other methods?
6. Do you think BNPL will replace credit cards in the future?
7. Have you ever heard a story about someone getting into trouble with BNPL?
8. What advice would you give someone before they use BNPL for the first time?